Benefits

For coverage and claims questions call  715-832-5535 or at 800-236-7789

Point C – Member Portal Quick Start Guide

• All Inclusive Health Insurance Guide, (see tabs on the left side) 
  • This includes all information on our health insurance and options to help you save money. Including information on the Cardinal Healthy Primary Care Clinic, Solarte, Ultrasounds, X-Rays, Etc.
• Cardinal Healthy Primary Care Clinic
• Cancer Diagnosis Guide
• Health Insurance Newsletter

Cardinal Healthy Primary Care Clinic

• Cardinal Healthy Primary Care Clinic Website
• Cardinal Healthy Primary Care Clinic Prescriptions
• Cardinal Healthy Welcome Packet
• Medical Weight Loss Information

Services Provided at Cardinal Healthy Include:

• Routine Physical
• DOT/CDL Physical
• Sports Physical
• Well Child Check
• Lab Tests
• Immunizations
• Headache/Migraine
• Acid Reflux
• Bladder Infection
• Wart Treatment
• Hair Loss
• Muscle Strain/Sprain
• Acute Illness
• Diabetes
• Acne 
• Tobacco Cessation
• Orthopedic Injuries
• Sleep Issues
• Cough/Cold
• ADHD
• Bronchitis
• Anxiety
• Depression
• Allergies
• Sleep Apnea
• Overweight/obesity
• Thyroid Disease
• Irritable Bowel
• Skin Changes
• Arthritis
• STD Treatment
• Ingrown Toenail Removal
• Stitches (non -emergent)
• Asthma
• Lung Disease
• Liver Disease
• Kidney Disease
• High Blood Pressure
• High Cholesterol
• Shingles
• Skin Biopsy
• Gout
• Male/Female Issues
• Non-Emergent Injury
• Cold/Flu
• Flu Shots
• Call if you do not see your issue listed

Why Choose Cardinal Healthy?

• Flat $25 fee each acute visit
• Free lab testing
• Free prescriptions on site
• Same-day or next-day availability
• Board-Certified healthcare providers
• Cardinal Healthy website

Create an Account Online

• Delta Dental Plan Overview
• Delta Dental Plan Document
• Delta Dental Find A In-Network Dentist

Short Term Disability Insurance is an employee paid optional benefit for full time permanent staff. 

1-800-627-3660

• Short Term Disability Certificate of Insurance
• Short Term Disability Enrollment Form
  • Eligible staff may enroll at anytime by completing the enrollment form and the evidence of insurability form below.  If enrolling at the time of hire or initial eligibility AND enrolling in a weekly benefit of $301 or less you only need to complete online enrollment in Skyward.  If enrolling in over $301 or anytime after the initial eligibility period, please complete both the enrollment form and the evidence of insurability process below.  Send the completed enrollment for to Human Resources. 
• Evidence of Insurability
  • If you are electing a coverage higher than $301 or enrolling after your initial eligibility please complete the online evidence of insurability and the enrollment form.
• Short Term Disability Claim Form
  • If you are enrolled in coverage and miss three days of work due to an illness or any work due to an injury please contact Human Resources to notify them of the need to file a claim, then complete the claim form Section II and Section III and send Section III and IV to your physician. 
• Why is Short Term Disability Important?

Long Term Disability is a district paid benefit for permanent full time staff.

Typically the Long Term Disability Insurance pays 90% of your lost income after 90 consecutive calendar days of missed work due to illness or injury.  

Click your groups plan book below to review the specifics of the plan. 

1-877-266-6767 x8302

• Administrator Plan Book
• Clerical, Custodial, Ed Asst, Tech Support Plan Book
• District Services Staff Plan Book
• Food Service Staff Plan Book
• Teacher, Guidance, Psychologist & Nurse Plan Book
• Long Term Disability Claim Form

• Life Insurance Plan Book
• Life Insurance Enrollment/Change/Cancellation Form
  • If you wish to enroll, make a change or cancel part or all of your life insurance please complete this form and route to the Human Resource Department. 
• Evidence of Insurability
  • If you are not a new hire or are not experiencing a qualifying event and wish to enroll in or increase your Life Insurance in addition to the enrollment form you will need to complete this form as well. 
• Beneficiary Designation Form
  • To make changes to your Life Insurance Beneficiaries to complete and mail this form to Minnesota Life
• Life Insurance Rates
• Lifestyle Benefits
  • Lifestyle Benefits are automatically available to active U.S. employees of the State of WI and employees of participating local employers who are enrolled in the Wisconsin Public Employers Group Life Insurance Program. Legal, financial and grief and legacy planning resources are available to retirees. Your spouse and insurance-eligible children can also use these resources, even if they are not insured with us. 

How to access:

• Online (LifeBenefits.com/Lfg)
• Username: lfg
• Password: resources

• Frequently Asked Questions Regarding the Health Retirement Account (HRA)
• Frequently Asked Questions Regarding the 213 (d) Only Applicable to District Services Staff and Administration
• Health Retirement Welcome Kit

Certified Staff

• Annual Employer Contributions
  • $3,500 per year deposited into a Health Retirement Account (HRA)
  • $1,500 per year contributed to your 403(b) retirement plan
  • Part‑time employees receive a prorated contribution amount
• Vesting Requirements
  • You must complete 15 years of consecutive service with the Chippewa Falls Area Unified School District and be age 57 or older to access these funds.
  • Employees who leave before meeting both vesting requirements forfeit all funds in the account.
• Access to Funds
  • Funds are not available to active employees or to employees who are not vested.
  • All contributed funds accumulate and grow at a guaranteed 3% rate annually.